Washington, D.C. U.S.A.

(Information for every investor' assessor)

RISK ASSESSMENT is the first step to Risk Management and further repeated on each level of the business development. These parts of the software package are intended for use by groups of experts that include two different types of capital investors - angel investor and

 venture capitalist . However, this information will be very useful in the crediting period.

There are 8-risk factors, variable as the case so requires, in two polar coordinate systems. The Program treats two components of each Factor (F): the magnitude of the potential loss (Assessment Scoring) (S) and the possible impact and probability that the loss will occur (Ratio) (R). These are the two fields in the “matrix of states” wherein the assessor makes (S) and from time to time to select different (R) for some (F). The Program computes each relative impact & the total level of risk. That’s all you have to do.

 8F: Financial Risk - what is the possibility of losing money on an investment or business venture.

  • Lender Capital Risk (the possibility of a loss resulting from a borrower's failure to repay a loan);

  • Liquidity Risk (the ability of the Borrower to pay its debts. Attn. Visit our website and study carefully);

  • Default Risk (also caled credit risk ) a borrower not making payments as promised;

  • Economic Risk (commodity prices - corn, crude oil - or stock prices will change;

  • Currency Risk (exchange rates will change, which affects the value of an asset held in that currency;

  • Interest Rate Risk (iterest rates or the implied volatility will change);

  • Political Risk (e.g. war or inconvertibility of currency);

  • Reputation Risk (negative publicity and uncontrollable events to have an adverse impact);

  • Operational Risk (key role in developing overarching risk assessment programs, human factors);

  • Fraud Risk (circumstances exist that provide an opportunity for fraud to be perpetrated).
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  • Every risk assessor with this program can choose one of the above marked two options.

    • Conclusion

    In the modern world investment decisions in any business (development of manufacturing,
    sports, etc.), solely based on personal experience, intuition, or insights from the cosmos are
    equal to an absurd. They must be easy to use, accessable, computer models and expertise.