First explore the risk of the investment project to see does it worth to
spend money and time for the most sophisticated credit loan application
Information required *
Obligations of IIC:
1. Summaries of project description, location, legal status, agreements, licenses, etc.
2. Draft agreements (preliminary) for key elements of the project.
3. Breakdown of project costs for commissioning during the construction and working capital.
4. Summary of the anticipated project financing plan including: the source, amount and terms of the debt; the sources of additional financing. Information about the cappablity to pay in advance 15% of the export price of the capital goods and services.
5. Quantitative Risk Assessment must be made on each stage of development of the project. It is of critical importance to be made prior to start any discussions with creditor and insurer.
6. Annual financial statement covering the period to final maturity including balance sheet, profit and loss, etc. Projection should include sensitivity analysis for pessimistic and optimistic forecasts. The credit agency is to be able to review and adjust the model.
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Obligations of Project Company:
7. Financial projections, including but not limited to, the basis for sales volume and prices; operating and administrative costs; depreciation and amortization.
8. Market information, including: ten years of historical price and volume data; present and projected capacity of industry; product demand forecast; description of the market share of the project; identity and location of customers; marketing strategy.
9. Description of principal risks and benefits of the project.
NOTE. We, as
financial advisor, and the Project company (lender) are strictly obliged
to work That means:
"arm's-lenght"
and to escape any form of cooperation.
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The service remuneration to be paid by the lender from the loan when/if it is granted; and
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All Advisor's Startup operating costs like business trips, office expenses, required taxes, fees to be included in admission fee and prepaid.
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*) The above information is taken from US credit agencies, but applies to any prospective lender.
Recomentation:
The faster you provide the required information, the shorter the time to be made the financial model
for the loan application, respectively the cost of the project and, accordingly, the amount of the loan.
